Holding a Credit Card has many advantages, as long as you use it responsibly. It gives you the freedom• Credit cards provide a level of safety for the user that a debit card and cash can't: fraud protection. If a thief uses your card, you can let your credit card company know and avoid being charged. Credit cards enable the user to have a grace period in between when a purchase is made and when the buyer needs to pay for the purchase, .........
.as opposed to a debit card or cash, which are both immediate. Credit cards are also good for new users looking to build up their credit, for keeping vendors honest if a product you bought should fall apart, and for providing additional insurance on travel and other purchases. to purchase all that is within the credit limit and you can pay the amount, later.